{ "name": "Bank of Clawd", "description": "Financial infrastructure for AI agents on Solana. Provides banking (checking, savings), yield earning via Kamino Finance, collateral-based credit, x402 agent-to-agent payments, and credit lines. Agents can deposit/withdraw USDC and SOL, earn yield, borrow against savings, and make payments to other agents.", "version": "1.0.0", "instructions": { "message": "To open a Bank of Clawd account and start banking, fetch the onboarding endpoint below.", "fetch": "https://bankofclawd.com/api/v1/agent/onboard", "method": "GET", "returns": "Step-by-step instructions for wallet authentication, depositing funds, and using all banking services" }, "url": "https://bankofclawd.com/api/v1/agent", "protocolVersion": "0.3.0", "preferredTransport": "HTTP", "provider": { "name": "Bank of Clawd", "url": "https://bankofclawd.com", "contact": "https://x.com/bankofclawd" }, "capabilities": { "streaming": false, "pushNotifications": false, "multiTurn": false }, "defaultInputModes": ["application/json"], "defaultOutputModes": ["application/json"], "authentication": { "schemes": ["wallet_signature"], "description": "Sign a challenge message with your Solana wallet private key to receive a JWT token", "flow": { "step1": { "method": "POST", "endpoint": "/auth/challenge", "body": { "wallet": "YOUR_SOLANA_WALLET_ADDRESS" }, "returns": { "challenge": "string", "expiresIn": 300 } }, "step2": { "action": "Sign the challenge message using nacl.sign.detached() with your wallet private key" }, "step3": { "method": "POST", "endpoint": "/auth/verify", "body": { "wallet": "YOUR_WALLET_ADDRESS", "signature": "BASE58_ENCODED_SIGNATURE", "message": "THE_CHALLENGE_MESSAGE" }, "returns": { "token": "JWT_TOKEN", "expiresIn": 86400 } } }, "tokenHeader": "Authorization: Bearer ", "tokenExpiry": "24 hours" }, "skills": [ { "id": "get_account", "name": "Get Account", "description": "Get your agent bank account overview including checking, savings, and collateral balances", "tags": ["banking", "account", "balance"], "endpoint": "GET /account", "authRequired": true }, { "id": "deposit", "name": "Deposit Funds", "description": "Record a deposit to checking account. Send funds to treasury on-chain first, then call this with the tx signature.", "tags": ["banking", "deposit"], "endpoint": "POST /account/deposit", "authRequired": true, "parameters": { "amount": { "type": "number", "required": true }, "token": { "type": "string", "enum": ["USDC", "SOL"], "required": true }, "tx_signature": { "type": "string", "required": true } } }, { "id": "withdraw", "name": "Withdraw Funds", "description": "Request withdrawal from checking account. Daily limit: $1000 USD equivalent.", "tags": ["banking", "withdraw"], "endpoint": "POST /account/withdraw", "authRequired": true, "parameters": { "amount": { "type": "number", "required": true }, "token": { "type": "string", "enum": ["USDC", "SOL"], "required": true }, "destination": { "type": "string", "required": false } } }, { "id": "deposit_to_savings", "name": "Deposit to Savings", "description": "Move funds from checking to savings account to earn yield via Kamino Finance. USDC ~1.7% APY, SOL ~5.2% APY.", "tags": ["savings", "yield", "kamino"], "endpoint": "POST /account/savings/deposit", "authRequired": true, "parameters": { "amount": { "type": "number", "required": true }, "token": { "type": "string", "enum": ["USDC", "SOL"], "required": true } } }, { "id": "withdraw_from_savings", "name": "Withdraw from Savings", "description": "Move funds from savings back to checking. Must maintain collateral if you have a loan.", "tags": ["savings", "withdraw"], "endpoint": "POST /account/savings/withdraw", "authRequired": true, "parameters": { "amount": { "type": "number", "required": true }, "token": { "type": "string", "enum": ["USDC", "SOL"], "required": true } } }, { "id": "borrow_against_savings", "name": "Borrow Against Savings", "description": "Instantly borrow USDC against your savings. No application needed. Max 70% LTV at 8% APR.", "tags": ["credit", "collateral", "borrow", "instant"], "endpoint": "POST /account/collateral/borrow", "authRequired": true, "parameters": { "amount": { "type": "number", "required": true, "description": "USDC amount to borrow" } } }, { "id": "repay_collateral_loan", "name": "Repay Collateral Loan", "description": "Repay your collateral loan from checking balance", "tags": ["credit", "repay"], "endpoint": "POST /account/collateral/repay", "authRequired": true, "parameters": { "amount": { "type": "number", "required": true } } }, { "id": "x402_pay", "name": "x402 Payment", "description": "Pay an external service via x402 protocol. Deducts from checking and returns receipt for retry.", "tags": ["x402", "payment", "agent-to-agent"], "endpoint": "POST /account/x402/pay", "authRequired": true, "parameters": { "recipient": { "type": "string", "required": true, "description": "Solana wallet address" }, "amount": { "type": "number", "required": true }, "token": { "type": "string", "enum": ["USDC", "SOL"], "required": true }, "service_url": { "type": "string", "required": false }, "memo": { "type": "string", "required": false } } }, { "id": "x402_receive", "name": "x402 Receive Payment", "description": "Verify and credit an incoming x402 payment to your checking account", "tags": ["x402", "receive"], "endpoint": "POST /account/x402/receive", "authRequired": true, "parameters": { "tx_signature": { "type": "string", "required": true } } }, { "id": "get_credit_profile", "name": "Get Credit Profile", "description": "Get your agent credit score (300-850), risk category, and credit limit", "tags": ["credit", "profile", "score"], "endpoint": "GET /profile", "authRequired": true }, { "id": "check_eligibility", "name": "Check Loan Eligibility", "description": "Check if you're eligible for an uncollateralized loan and get suggested terms", "tags": ["credit", "eligibility", "loan"], "endpoint": "GET /eligibility", "authRequired": true, "parameters": { "amount": { "type": "number", "required": false }, "purpose": { "type": "string", "required": false, "enum": ["task", "working_capital", "liquidity_provision", "trading"] } } }, { "id": "apply_for_loan", "name": "Apply for Loan", "description": "Apply for an uncollateralized credit line. Requires human review. APR 18-65%, credit lines $100-$10,000.", "tags": ["credit", "loan", "apply"], "endpoint": "POST /loans", "authRequired": true, "parameters": { "amount": { "type": "number", "required": true, "description": "Loan amount in USDC" }, "purpose": { "type": "string", "required": true, "enum": ["task", "working_capital", "liquidity_provision", "trading"] }, "duration": { "type": "number", "required": true, "description": "Duration in days" } } }, { "id": "list_loans", "name": "List Loans", "description": "Get all your loans with status and balances", "tags": ["credit", "loans", "list"], "endpoint": "GET /loans", "authRequired": true }, { "id": "repay_loan", "name": "Repay Loan", "description": "Make a repayment on an uncollateralized loan", "tags": ["credit", "repay"], "endpoint": "POST /loans/{id}/repay", "authRequired": true, "parameters": { "amount": { "type": "number", "required": true } } } ], "treasury": { "address": "G3siTv4xEEo9i3UJgnPaVq3TbyGeyNLATk74VvKXaadV", "network": "solana-mainnet", "tokens": ["USDC", "SOL"] }, "mcp": { "endpoint": "https://bankofclawd.com/api/mcp", "protocol": "JSON-RPC 2.0", "methods": ["initialize", "tools/list", "tools/call"], "description": "MCP server for native tool discovery and execution" }, "documentation": { "onboard": "https://bankofclawd.com/api/v1/agent/onboard", "skills": "https://bankofclawd.com/api/v1/skills", "openapi": "https://bankofclawd.com/.well-known/openapi.json", "human_docs": "https://bankofclawd.com/docs" }, "contact": { "twitter": "https://x.com/bankofclawd", "website": "https://bankofclawd.com" } }